If you're getting married, I know you've seen gratuitous blog posts on budgets. There's articles in wedding magazines galore about savings and ways to save, breaking things down by category and classification and everything in-between. There's all sorts of ways to budget, and there's tons of advice out there for it. The most recent issue of I Do for Tennessee Brides has a great section looking at budget for three different brides for different price points. Ashley at Ashley's Bride Guide did a great blog on budgeting-- and how it should be a super priority.
I'm going to talk about some of the things that brides don't really think about when it comes to their budget, and ways they break the bank without thinking about it.
1. Being Lured in by the idea of a deal; Great savings, super deep discounts, or "bargain sales" are great ways to get you in the door, and then you can get suckered into buying something more expensive once you arrive and "comparison shop" -- for example: David's Bridal $99 sale. There's like 2 $99 dresses, none of them are in the store (they are actually online) and they are pretty unattractive. The dresses that sell in store for $199 pale in comparison to the $499 dresses on the rack, but the goal is to get you in the store so that you can see what you're missing and to think, "wow, I ought to buy that, instead." Remember, weddings are emotional buys-- so vendors are counting on you to use the "it's a once in a lifetime" logic to justify expenditures.
Budget Tip on Saving on your Gown: Check out the Jessica McClintock Store in the Cool Springs Mall for the discontinued line (you can get a once-high dollar gown for as low as $60 bucks) and shop department stores in their dresses sections for simpler gowns that might save. And don't discount consignment and used gowns-- use the "once in a lifetime" rule to work for you and save some money.
2.Ordering too much of something: Cake, Invites, and Programs are often culprits of the "too much" ordering rule. You should have enough cake for your guests, but if you're ordering a cake & a grooms cake, you don't necessarily need a slice of each for each guest. This might be an area you can save. When it comes to invites, you don't have to order one for each guest-- figure out how many you are actually sending (remember that often times, you are sending off to couples) and then order 10% extra to cover goofs and have a few keepsakes. And as for programs: order about 65% of your final RSVP guest count: not everyone takes a program, and you can save a little extra money.
3. Shop around on incidentals!: A smart bride is one that researches, and here's where a planner comes in handy. A planner will save you the money it cost to hire them, plus keeping you stress free. If you can't hire a planner, be sure to invest the time in looking into pricing out a few options in some of the incidentals-- like favors, tablecloths, and rentals. These are all areas you can end up saving money.
4. Think in terms of concepts and don't get stuck on exact things: If you're working with a fixed budget, then think in the abstract instead of the concrete. Being flexible with your budget means opening your mind to other possibilities and areas that you can save. If you get it stuck in your mind that you must have something, then you're going to be relatively hard to sway on that issue-- and might end up breaking the bank in the process.
Budget Tip: Think big picture and key elements, and don't be afraid to look outside of the world of weddings: For some reason, once things have the "W" word, they instantly inflate in price-- so look beyond the W, in bargain bins, on Craigslist, Dollar General, Big Lots-- don't be afraid of what you might find, because you could unearth something very exciting.
5. Don't be scared of budget: Brides seem to think that once they start taking budget, it means they're "cheap" or that they're trying to cut corners. Ladies, if you're contemplating putting Cheese-Whiz on Ritz and serving it as meal, then we've got a problem, unless you and your fiance met and fell in love over that particular snack. The budget is a living, breathing thing. You've got to keep it a live and be respectful of it, know what it's eating, know when you've got to tend to it, know when you're over t-ending or getting overprotective-- but you don't need to be scared of it. What you do need to be scared of is debt. It doesn't make sense to enter into your married life in debt for a wedding, I don't care what anyone says. So have a healthy respect for the numbers, don't fear them, don't think it means you're a cheapo-- recognize and respect them for what they are: guidelines to help you stay on track and out of debt.